Special Report on
Consumer Lending in China
Consumer Lending in China - Trends
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Results from recent survey of more than 2,500 people in eight major cities in China reveals insight into Chinese lifestyle, mindset and technology spending patterns. The survey was conducted across eight major cities in China in October and November 2009. Survey findings resulted from responses by more than 2,500 survey respondents sharing individual and household-level information on a broad range of products and services, as well as more general information about income and attitudes. This is the sixth year the survey has been conducted by Credit Suisse. Excerpts from analysis of the electronics and technology segment ...
The absence of a credit reporting system and lukewarm enthusiasm from large and mid-sized banks makes the prospect for consumer lending in China uncertain. After years of preparations, consumer finance firms are about to start trial operations in China under a policy initiative aimed at stimulating domestic demand. Consumer lenders do not collect deposits but instead provide small loans to Chinese residents. Car and mortgage loans will be excluded from the initial trial. One lender in Beijing, Shanghai, Tianjin and Chengdu each will be selected for the trial. If the trial is successful, ... Read More
SURVEY RESULTS FOR
CONSUMER LENDING IN CHINA
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