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further south. In fact, the news we saw last week wasn’t so bad — there was a positive report from the U.S. Treasury that banks have paid back most of the money they borrowed from taxpayers as part of the TARP bailout. Also, consumers likely gained some relief from a Federal Reserve announcement of a few last-minute additions to its credit card reform rules. Now the Fed says that credit card firms can’t charge more than $25 in late payment fees (per month). Also, card companies must explain to customers exactly why their card APRs were raised. The CD market still might be suffering from last week’s reports that the Federal ...
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