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Is secured creditor really secured?

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Ads like this may appeal to you if you have a poor credit history or no credit at all. Beware: while secured credit cards can be an effective way to build or re-establish your credit history, some marketers of secured cards make deceptive advertising claims to entice you to respond to their ads.  Secured and unsecured cards can be used to pay for goods and services. However, a secured card requires you to open and maintain a savings account as security for your line of credit; an unsecured card does not. The required savings deposit for a secured card may range from a few hundred to several thousand dollars. Your credit ...
is a property interest created by agreement or by operation of law over assets to secure the performance of an obligation, usually the payment of a debt. It gives the beneficiary of the security interest certain preferential rights in the disposition of secured assets. Such rights vary according to the type of security interest, but in most cases, a holder of the security interest is entitled to seize, and usually sell, the property to discharge the debt that the security interest secures.
What Is The UCC And How Does It Pertain To Secured Party Creditors?
Any secured party creditor should be familiar with the filing of a UCC-1. This is a form that is related to Section 9 of the Uniform Commercial Code (UCC) that was established in 1952, and has been updated at various times since its inception. While the Code itself may be a lengthy one, it is really quite simple as it pertains to secured transactions. The UCC was established as a means to harmonize the state laws that deal with commercial transactions and sales. The UCC deals with transactions that involve personal property only and does not have anything to do with real property transactions. The Code is a long-term joint ... market research, surveys and trends
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Hitting secured creditors | Analysis & Opinion |
has passed. He calls it the “Bair-Miller-Moore Haircut”, and he doesn’t like it; I, on the other hand, think it’s a spectacularly good idea. This is the meat of it: Payments to Fully Secured Creditors: Notwithstanding any other provision of law, in any receivership of a covered financial company in which amounts realized from the resolution are insufficient to satisfy completely any amounts owed to the United States or to the Fund, as determined in the receiver’s sole discretion, an allowed claim under a legally enforceable or perfected security interest (that became a legally enforceable or ... industry trends, business articles and survey research
A Bankruptcy Saga For The History Books
Editor: Please provide our readers with information about your background before being appointed chief legal advisor to the Auto Team working on the presidential auto task force responsible for restructuring GM, Chrysler, GMAC and Delphi. Feldman: I graduated from NYU law school in 1988 and joined Willkie Farr & Gallagher in 1991. I have been practicing in the reorganization/restructuring area continuously since 1991 and have been a partner at Willkie since 1998. I am currently co-head of the Business Reorganization and Restructuring group. Editor: Please describe the team on the presidential task force, the multitudinous hours ... industry trends, business articles and survey research
Limitations in use of purchase-money security interest in cross-collateralization
A recent decision of the Alberta Queen's Bench has raised some questions about purchase-money security interest ("PMSI") proceeds and cross-collateralization of assets secured by these types of security interests. The bad news is that one of your employees has just commenced a long-term disability ("LTD") leave. On June 30, 2010, the Federal Court dismissed AstraZeneca's application for an order prohibiting the Minister of Health from issuing a Notice of Compliance to Apotex in respect of its generic version of esomeprazole (NEXIUM) until after the expiry of Canadian Patent No. 2,139,653 ("653 ... market trends, news research and surveys resources
Dyer offers no plan to pay back taxes
June 29, 2010 — Lassen County will have to wait until the economy improves enough for the new owners of Dyer Mountain, a proposed 6,700-acre, four-season resort near Westwood, to refinance the project before it receives any payments on past-due property taxes.    As part of an assumption agreement approved last December, the board of supervisors required the new owners to file a written repayment plan with the county within six months describing how it plans to settle its back tax debt. According to a June 15 letter from Michael Choo, one of Dyer Mountain’s principals, the developer has “has timely funded and continues to make ... market trends, news research and surveys resources


Is secured creditor really secured?
Is secured creditor really secured? Shikhar Kacker & Vyapak Desai / New Delhi March 16, 2009, 0:24 IST. Page 1 of 2. 3/17/2009 ... technology research, surveys study and trend statistics
CERCLA Lender Liability Exemption: Updated Questions and Answer
environmental liability for secured creditors for the cleanup of ... CERCLA Section 101(20) contains a secured creditor exemption that eliminates ... technology research, surveys study and trend statistics
Secured Creditors Holding Lien Creditors Hostage: Have a Little ...
App. 1990) (holding that a secured creditor can regain possession over a lien ... secured creditor had no conversion claim against a lien creditor who ...
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WikiAnswers - What does surrendering collateral to a secured ...
It means giving up the stuff you put up to get the loan in the first place. It means giving up the collateral before the creditor comes for it. Or of course, it means giving up the collateral before there is a legal fight about it. Depending on the state and the contract you agreed to before you put up to get, surrendering collateral before litigation (going to court) might help avoid some further legal problems. Not always. Sometimes creditors want to go after the entire debt, not just what you paid off with the collateral, and your really nice attitude. Check your contract. Your debt begins and ends with the contract. If you ...
Collections Law: jail for medical bills, secured creditor, kansas ...
Law school graduate, Juris Doctorate (J.D.) Degree; Over 25 years of experience throughout the United States in bankruptcy law matters (Chapters 7, 11, and 13 of the United States Bankruptcy Code) primarily representing individual debtors with consumer debt or small businesses; Experience has included all aspects of debtor/creditor relations. Experience FREE BANKRUPTCY HELP. If you are being sued, if your home is being foreclosed, or if you are being harassed by bill collectors, filing for bankruptcy may be a quick and inexpensive solution.. The mere filing of a bankruptcy will operate as a federal court order (it is ...