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Mortgage rates have been really low for most of 2009. However, I think that things will change in 2010, and it may be bad news for some homeowners. Here are my mortgage interest rate predictions for 2010. Throughout most of the year, home interest rates have been around 5% for a standard 20 year mortgage. However, that was due to an extremely high number of foreclosures, a bad economy, and a horrible housing market. Also, Government programs attributed to keeping mortgage interest rates low and allowing homeowners to easily get help refinancing a home loan. I think that things will change though in 2010. I think we have already ...
Around 3.85 million home owners believe that a non existent state benefit will enable them to keep up with mortgage repayments in the event of losing their income. Almost one in ten home owners wrongly believe that the government will pay their mortgage if they are unable to do so for reasons such as redundancy or illness, according to new research. However, the government will not help anyone with mortgage payments for the first nine months of unemployment and after that, unemployment assistance is only offered to a select group of people who have mortgages of less than £100,000. A ... Read More
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