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Special Report on

Oregon DFCS Consumer Finance

oregon dfcs consumer finance special research report Photo by dfcs.oregon.gov
The Oregon Consumer Identity Theft Protection Act - passed by the 2007 legislature - means consumers will have more tools to protect themselves against identity theft, and Oregon businesses and government will have clear direction and expectations to ensure the safety of the personal identifying information they maintain. Personal information includes a consumer's name in combination with a Social Security number, Oregon drivers license number or Oregon identification card, financial, credit or debit card number along with a security or access code or password that would allow ...
on March 30, 1867, for $7.2 million at about two cents per acre ($4.74/km²). The land went through several administrative changes before becoming an organized territory on May 11, 1912, and the 49th state of the U.S. on January 3, 1959. The name "Alaska" (Аляска) was already introduced in the Russian colonial time, when it was used only for the peninsula and is derived from the Aleut alaxsxaq , meaning "the mainland" or more literally, "the object towards which the action of the sea is directed". It is also known as Alyeska , the "great land", an Aleut word derived from the same root.
REVIEWS AND OPINIONS
Oregon State issues fines, enforcement orders in three mortgage ...
Salem, OR – July 13, 2010 – (LoanSafe.org) — As part of the state‟s ongoing effort to protect Oregonians from mortgage fraud , the Department of Consumer and Business Services recently took action against three mortgage lending companies and their owners. Violations ranged from misleading advertising to failing to perform criminal background checks on employees to not making proper disclosures. “Oregon‟s mortgage lending laws are designed to protect consumers,” said David Tatman, administrator of the department‟s Division of Finance and Corporate Securities. “We will continue to work hard to ensure lenders are ... market research, surveys and trends
Oregon Attorney General hammers another out-of-state foreclosure ...
Oregon Coast Community College Board member Sandra Roumagoux has officially filed for a seat on the Newport City Council. Roumagoux joins five others in seeking a seat on the council, including current Councilor Patricia Patrick-Joling who is running for Mayor. Roumagoux is an artist and art instructor and is serving her second term on the Oregon Coast Community College board. She also served on the Lincoln County Ambulance Review Committee and the Georgia Pacific Effluent Task Force. Share on Facebook Joseph Roberts, wanted by the FBI Oregon authorities are helping the FBI and other agencies track down a man who is believed ... market research, surveys and trends

SURVEY RESULTS FOR
OREGON DFCS CONSUMER FINANCE

Division of Finance Corporate Securities
of monetary penalties of more than $2.6 million. DFCS also worked with state and federal ... Examinations conducted and percent of industry rated satisfactory or better1 ..... and short-term consumer finance companies. Oregon ... industry trends, business articles and survey research
Restricting Consumer Credit Access: Household Survey Evidence on ...
perhaps 5 to 7 percent of the U.S. population has used a payday loan, ... annual payday loan volume of $40-$50 billion now exceeds the annual amount ... The Oregon Division of Finance and. Corporate Securities (DFCS) licenses and ... industry trends, business articles and survey research
RELATED NEWS
LibertyBank closes
On Friday the Oregon Department of Consumer and Business Services ordered the closure of LibertyBank and appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. Home Federal Bank of Idaho acquired LibertyBank deposits, assets, and a portion of its loans from the FDIC. LibertyBank is headquartered in Eugene, and it has 15 branches in Eugene/Springfield, Central Oregon, and Southern Oregon, and a loan office in Portland. All deposit accounts of LibertyBank are being transferred to Home Federal Bank, and will be available immediately. All branches will reopen Monday as Home Federal Bank. In the meantime, depositors ... market trends, news research and surveys resources

INFORMATION RESOURCES

2789 DFCS 6_10
http://dfcs.oregon.gov. CONSUMER FINANCE INITIAL LICENSE APPLICATION. (Oregon Consumer Finance Act, ORS Chapter 725). Consumer finance license fee: $600 ... technology research, surveys study and trend statistics
FDIC 09-216b
Joint FDIC and DFCS Report of Visitation dated March 2, 2009: ... Administrator of the Oregon Division of Finance and Corporate Securities ("Administrator") in ... Division of Supervision and Consumer Protection Securities ... technology research, surveys study and trend statistics
REAL TIME
OREGON DFCS CONSUMER FINANCE
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QUESTIONS AND ANSWERS
WikiAnswers - How do you get a pawn shop brokers license in Oregon
In Oregon, Pawn brokers/shops must be licenced by the Division of Finance and Corporate Securities (DFCS). The main web site address for DFCS is: http://www.dfcs.oregon.gov/index.html. Information specific to the licencing requirements for Pawnbrokers/shops is located at http://licenseinfo.oregon.gov/?fuseaction=license_icon&link_item_id=1761 The division's website for Pawnbrokers is: http://www.dfcs.oregon.gov/pawnbrokers.html. This section details information/requirements regarding Oregon Revised Statute 726. The program manager as of December 2008 is Michael McCord. Statutes and administrative rules as well as a great ...
Google Answers: How does a company become a "bank"?
barrytrot-ga, Intriguing question! The short answer is: --you have to organize a business with at least five principle officers --fill out a lot of forms --pay some significant registration fees, and -- most importantly... --convince the state banking authorities that you're a legitimate banking business. That last bit is a particular challenge, since there are not clear-cut threshholds and procedures to follow. The authorities want to see your business plan, finances, by-laws, insurance coverage, and so on, before giving you an official certification as a bank (I'm talking about Oregon, ...