Special Report on
Outlawing the Rule of 78s
Outlawing the Rule of 78s - Trends
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As many of you may have noticed, I haven’t had a chance to update Outlaw Design Blog in some time and it has really been bothering me. I would like to apologize for this lack of work on my part. As some of you regulars may know, I recently got married, am buying a house, and having a baby soon. On top of all that, my Wordpress Designers business has been really taking off. Not that any of this is an excuse to leave you guys high and dry, but it is a reason. Apologize aside, I have been trying to find a new way to bring Outlaw Design Blog back to life. It seems that there are 1,001 design blogs online these days, so ...
Beware the weight of a pre-computed auto loan where the Rule of 78s has been used to figure interest. (Photo: ThinkStock) When you’re looking into an auto loan, watch out for ones that use an old formula called the “ Rule of 78s .” This is a method of calculating a rebate of finance charges when a customer repays their debt early. In actuality, the rebate ends up being a “sneaky prepayment penalty,” claims Bankrate.com . The loan-padding scheme, which was devised in the days before calculators, is also known as the sum of the digits method (adding the digits ... Read More
SURVEY RESULTS FOR
OUTLAWING THE RULE OF 78S
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