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Pre-Qualifying and Pre-Approval
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visiting your realtor, you can make the entire purchase process easier by getting a pre-approval from the lender. When you visit a mortgage professional, they will either "pre-qualify" or "pre-approve" your mortgage application. Understand the difference and set your expectations accordingly. These two terms have become interchangeable through the years and that is unfortunate for many borrowers. Here is the real story. With a pre-qualify, the mortgage professional reviews your finances, credit report and income and then, based on their experience, estimates an approximate amount of a mortgage that you ...
is a very good idea for many people. It allows you to determine how much money you can get before you go out shopping for a home. In simple terms, it allows the lender to tell you how much money they are willing to give you for home mortgages based on the information that you provide to them prior to the actual bid on a particular house. Consumers should understand that there is a difference between pre-qualifying and pre-approval . In pre-qualification you submit the important details of your past and current credit history, along with your employment history, to the lender and the mortgage Read More
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