Special Report on
Predatory Lending Guidelines
Predatory Lending Guidelines - Trends
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Foreclosure risks are often identifiable and preventable many years in advance. Governments can counter these risks through targeted outreach, regulations to prohibit the riskiest loans, and enhanced consumer awareness to help families make better mortgage decisions. Identify and target emerging foreclosure risks By using existing community knowledge and tracking foreclosure indicators, communities can get ahead of the curve and target assistance more vigorously to the families that need it most. Strengthen predatory lending laws and guidelines Strong protections against high-risk mortgages can shield consumers from ...
The Office of the Comptroller of the Currency issued two releases yesterday establishing nationwide guidance to guard against predatory lending practices among institutions it supervises. Concurrently, it published for comment a request for an opinion that a Georgia law concerning predatory lending is preempted insofar as it might apply to national banks. In two separate letters to national banks, the OCC noted that many common types of abusive practices are already illegal under federal law. But even in the absence of specific legal prohibitions, the OCC believes abusive lending ... Read More
SURVEY RESULTS FOR
PREDATORY LENDING GUIDELINES
Goldman Sachs Settlement Press Conference 5/11/09
House Session 2010-04-20 (18:30:27-19 ...