Share this page | Email | Contact Us

Special Report on

Premium Finance/ Life Settlements

premium finance life settlements special research report Photo by
Our goal is to help both brokers and clients build profitable relationships through exceptional client value. LifeSource Direct life insurance premium finance has the tools to make financing insurance premiums easy and expedient. Our success is based on our ability to offer flexible, personalized service to each of our customers. We are currently licensed in all States. The topics below will provide a review of life insurance premium finance: What is Premium Finance? How does Premium Financing work? Who can qualify? Why Premium Finance? What are the benefits? Who is the Eligibility for Premium Finance? What are the legal and Tax ...
is a financial transaction in which the owner of a life insurance policy sells an unneeded policy to a third party for more than its cash value and less than its face value. Until recently, if a policyowner opted out of a policy by surrendering the policy or allowing it to lapse, the additional value was relinquished back to the issuing life insurance company. In some cases, an insured’s health may have declined since the policy was issued and the policy may be worth considerably more than the surrender value. A life settlement is an alternative to this surrender or lapse of a policy, or when the owner of a life insurance policy ...
Free Life Insurance Quote - MyTampabayScience
market research, surveys and trends
Tools for Life Settlements
As the education of life settlements continues to grow, it is important for consumers, financial professionals, and insurance agents to prepare themselves with the tools to maximize their life settlements. Life Settlements, also known as life insurance settlements or senior settlements were spawned from the viatical settlement method. A life settlement is the sale of a life insurance policy covering a person who has a limited life expectancy — normally 10 years or less. Life Settlements are usually geared to seniors 65 and older, and can offer a much better option than lapsing or surrendering a policy back to the insurance ... market research, surveys and trends


Seniors look to life insurance for fast cash - Margaret Strickland ...
More and more senior citizens are seeking ways to make their leisure years more comfortable -- or simply to make ends meet. Many are looking to liquidate or tap at least a portion of an asset that historically has gone untouched. For example, two seniors asked recently if it were preferable to take a life settlement on their life insurance policy or to pursue a reverse mortgage. The answer depends on a variety of individual preferences, plus a person's age, health, policy value, estate needs, home value and future housing needs. A life settlement is the sale of an existing life insurance policy for an amount greater ... industry trends, business articles and survey research
The Life Settlements Market
The annual gross premium is approximated by a 20 percent loading on the annual net premium .... $1000 of face amount, Life Settlements expenses equal to 4 percent .... billion would be lost because of the transaction costs of a Life ... industry trends, business articles and survey research
Ambac Financial Group, Inc. Announces Second Quarter 2010 Results
(Ambac) today announced a second quarter 2010 net loss of $57.6 million, or a net loss of $0.20 per share. This compares to a second quarter 2009 net loss of $2,368.8 million, or a net loss of $8.24 per share. The second quarter 2010 results reflect loss and loss expenses in consumer asset-backed securities, other structured finance exposures and a transportation transaction and a net operating loss in the financial services segment, partially offset by a positive change in fair value of credit derivatives. In 2009, Ambac's second quarter results reflected ... market trends, news research and surveys resources
Assured Guaranty Ltd. Reports Second Quarter 2010 Operating Income of $172.0 ...
("AGL" and, together with its subsidiaries, "Assured Guaranty" or "the Company") reported its financial results for the quarter ended June 30, 2010 ("second quarter 2010") today. The Company's second quarter 2010 operating income, a financial measure that is not in accordance with accounting principles generally accepted in the U.S. ("non-GAAP financial measure"), was $172.0 million, a 530% increase from $27.3 million for the quarter ended June 30, 2009 ("second quarter 2009"). The July 1, 2009 acquisition of ... market trends, news research and surveys resources


SOA 06 Annual Meeting - 135 PD, The Life Settlements Market
Insured, premium finance backer. – Agent, broker, financial advisor. • Buyer side: .... Pioneering the Future of Life Settlements. Actuarial Impact on ... technology research, surveys study and trend statistics
Premium Financing, Life Settlements and Insurable Interest Law
Feb 5, 2008 ... Premium Financing, Life Settlements and Insurable Interest Law. John P. Gerni. ACLI Regional Vice President. Presentation to the OCI Life ... technology research, surveys study and trend statistics
Life Settlements - Untitled
For instance, premium financing is not a life settlement product, but uses the same distribution channels. 34 . Small face programs ...
WikiAnswers - Life Insurance Questions including "How do life ...
Life settlements involve the sale of an in-force life insurance contract, by the contract owner, to a third party. Generally,... How well do you operate under pressure? Oh, exceptionally well. If you don't mind me asking are you addressing the entire internet? How do you get a license to sell life insurance in Kentucky? Contact the State of Kentucky department of insurance. They will provide you with all the current requirements to become... Is it better to surrender a life insurance policy or take out a loan and then cancel it to get the cash out? Both options will effectively end the coverage and may incur possible tax ...
Google Answers: Life Settlement Industry
I need specific information regarding the Life Settlement Industry. Life Settlements are existing life insurance policies, sold in the secondary market. Investors buy these policies based on Life Expectancies attributed to the insured by underwriting companies. If the Life expectancy is off, the investors may suffer losses. It is my belief therefore, that the widespread practice of investors is to purchase reinsurance, to cover themselves in a case where the insured exceeds his Life Expectancy. This is my question: I need a list off all these reinsurance or bonding companies. Their contact numbers or website. The ...