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Long term unemployment takes a heavy toll not just on people�s finances, but also on their emotional well-being and career prospects, according to a new Pew Research Center survey of workers who have lost jobs since the Great Recession began in December 2007. The long-term unemployed are more likely than the short-term unemployed to have lost income, lost contact with close friends, suffered strains in family relations, lost some self-respect and lost confidence in their career prospects. But they're not the only ones hurt by the recession. A June 30, 2010, Pew Research report based on the same survey found that more than ...
In my May 24 column, I laid out some of the rules that govern getting credit for military service in your civilian annuity. In this column, I’ll go over more of those rules. To get credit for any period of military service, you need to deposit an amount that equals a percentage of your military basic pay to the Civil Service Retirement Fund. The amount of the deposit depends on when the military service occurred and whether you are covered by the Civil Service Retirement System or Federal Employees Retirement System. For CSRS employees, the required deposit is 7.0 percent of your basic pay ... Read More
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