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Tips to Rollover Your 401k
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Statistics show that we change jobs an average of 10 times throughout our careers. It's always a bit of a stressful process, even if you're leaving your previous position by choice. Unfortunately, I have one more thing to put on your long list of things to do the next time you swap employers, but you'll thank me later: Roll over your 401(k). Why? Well, first of all, you don't want to make the mistake I did in my 20s, which was to cash out my 401(k) and hit the stores for a few nice outfits. And, in most cases, you don't want to leave it with your former employer. Rolling your money over into an IRA gives ...
If you are leaving your current employment, one important consideration is whether or not to rollover your 401k. Leaving your money in your previous employer’s 401k plan takes you out of the driver’s seat. Your retirement funds will remain subject to your former employer’s decisions about what you may invest in, and fees you must pay. Unfortunately, many people get hit with unnecessary penalties by withdrawing their funds rather than deciding to rollover their 401k plan, which can reduce retirement savings dramatically. So, the best option is to rollover your 401k. Why Rollover The ... Read More
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Tips for rolling over your 401(k) with retirement expert, Bill Smith ...
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