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released a commissioned report today that concludes that there must be more opportunities for Canadians to participate in pension plans. And the most effective way to encourage higher participation by Canadians is fostering employer-sponsored defined contribution (DC) pension plans. "We are in the middle of a perfect storm. Only one-third of Canadian employees are in a pension plan and participation is declining. Canadians' retirement savings will inadequately finance their retirement at a time when life expectancy is increasing. There is a tidal wave of baby boomers reaching retirement who are living longer and on ...
is an investment that may hold equities, debt instruments, royalty interests or real properties. The trust can receive interest, royalty or lease payments from an operating entity carrying on a business, as well as dividends and a return of capital . The main attraction of income trusts (in addition to certain tax preferences for some investors) is their stated goal of paying out consistent cash flows for investors, which is especially attractive when cash yields on bonds are low. They are especially useful for financial requirements of institutional investors such as pension funds . ( Investment Dictionary ) Many investors are ...
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Twitter Weekly Updates for 2009-11-22
5:40pm ET in TO arprt, feels odd it is dark & only gttng light when I got on my first flight this AM in Nanaimo … nxt flght Sudbury 7:10pm # We are over Gloomageddon, now if we could get rid of Fluageddon, then there’s HSTageddon & Inflationaggedon and it is all Worryageddon # The Practice of Compliance – the KYC Rule – Know Your Client done via review meetings with clients … how about KYS … Know Your Self # What is my industry going to look like in 3 years? # When you see a problem, resist assigning blame, instead challenge yourself to find a solution. # Plan for 2010 now instead of being overwhelmed by ... market research, surveys and trends
Have funds, will travel - Winnipeg Free Press
Sometimes, even the best-laid plans deserve a little credit. Bill and Tana Karras had been saving for 21/2 years for the family summer holiday of a lifetime. "We called it our 'Freedom 3' plan," says Bill Karras, a 44-year-old, married father of three children, ages 12 to 17. When they hatched the holiday plot, his wife, Tana, had two years to finish her bachelor of education degree. They figured she would work one full year as a teacher and that would help build up just enough savings for a three-week trip for the family to Europe last summer. But the winter before they were to leave, an unexpected and large ... market research, surveys and trends

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FORUM Magazine - September 2009 - Making Money Last - Advocis
Most of us dream of living to a ripe old age – and enjoying every last minute of it. However, without a sound financial strategy some could be spending their golden years working at the “Golden Arches.” Michael Callahan explains how the new realities of longer life expectancy and more restrictive pension plans will require financial advisors to better understand the risks and provide suitable options for their clients. Canadians today are facing two major new realities. First, we are retiring earlier and living longer. A few generations ago, working until age 65 or later, with a life expectancy barely over age ... industry trends, business articles and survey research
Financial thoughts » technology
granted early termination of the waiting period under the Hart-Scott-Rodino Antitrust Improvements Act for the deal, Cott said in a statement. Cott plans to buy Cliffstar in a deal valued at up to $569 million. The closing remains subject to receipt of financing and other conditions. The transaction is expected to close in the third quarter. Cott (NYSE: COT) is a private label soft drink company with executive offices and a plant in Tampa. Source No faxing fast cash advance gets you cash fast and easily. In its third round of venture funding, Achaogen Inc. raised $56 million. The San Francisco company seeks drugs to fight ... industry trends, business articles and survey research
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Don't liken us to telemarketers: Advisors
The advisor community welcomes the new CRCT regulation that binds them by the same rules as other phone solicitors. Apart from a few halfhearted objections to being treated as telemarketers, most said the ruling would only impact new industry recruits, and that it would likely not deter "boiler room" operators. A recent release from the CRTC said that "unsolicited telecommunications made by investment or financial advisors and insurance agents or brokers to existing clients to sell or promote their respective products or services constitute telemarketing telecommunications under the Rules." That's just ... market trends, news research and surveys resources
Which financial designation is right for you?
A professional designation demonstrates your competence and expertise in your field. But, with so many designations to choose from in the financial services industry, it can be hard to pick the one best suited to your practice and your career. Here�s a guide to some of the most commonly accepted financial advisory designations to help you decide which best suit you. > Financial planning designations Certified financial planner (CFP) The certified financial planner designation is held by a large portion of advisors who work with financial planning firms, investment dealers and independent financial advisory practices. �There ... market trends, news research and surveys resources

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Advocis Annual Report 2005
news media as an expert source on all aspects of the financial services industry . In 2005, Advocis expanded its media relations ... technology research, surveys study and trend statistics
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