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Special Report on

Federal Employee Thrift Savings Plan

federal employee thrift savings plan special research report Photo by
on Wal-Mart’s 401(k) plan. The crux of the matter is that Wal-Mart seems to have done a lousy job creating a good 401(k) plan for its employees. Until recently, it had ten funds, only two of which were index funds; the other, actively managed funds all had high expense ratios (the ones Fitch quotes are above 1 percent).* More shockingly, the expense ratios paid by plan participants were the same as the expense ratios paid by individual investors in those mutual funds. It didn’t even pool its employees’ money together to get institutional investor rates. The irony, of course, is that Wal-Mart is the ...
Pitt Chronicle » Eight New Legacy Laureates Named
(From left, back row, Thomas M. Priselac, Audrey L. Holland, Pitt Chancellor Mark A. Nordenberg, Gary A. Amelio, and H. Raymond Primas Jr. From left, front row, John H. Pelusi Jr., Patricia D. Horoho, Bert W. O’Malley, and Douglas M. Browning.) The University of Pittsburgh has named eight new Legacy Laureates, alumni recognized for their outstanding personal and professional accomplishments. The laureates were honored Thursday evening during Pitt’s Homecoming festivities. The Pitt Legacy Laureate program was launched in 2000. Following are brief biographies of this year’s honorees. Gary A. Amelio Gary A. Amelio attended the ... market research, surveys and trends
thrift savings plan
Thrift Savings Plan Seminars Presented by: Paula Gradwell, Federal Retirement Thrift Investment Board Category: Special Aired date: 05/29/2008. Thrift Savings Plan This week's Airman's Roll Call focuses on the long-term retirement savings plan Airmen and civilians can use to supplement their retirement plans. The savings plan gives investors the opportunity to lower their taxes each year they . . 4005, american league baseball, american league baseball, :OO, thrift savings plan, thrift savings plan, yflycl. market research, surveys and trends


The Tax Foundation - Stock Market Investing: Good Enough for ...
The debate over allowing younger workers to invest a portion of their Social Security payroll taxes in personal retirement accounts has become increasingly politicized, with some groups charging that the plan will amount to “gambling” in the stock market and giving billions in Social Security dollars to Wall Street pension fund managers.  For example a recent series of television ads sponsored by the AARP depict a middle-aged man and woman saying, "If we feel like gambling, we'll play the slots...There are places in retirement planning for risk. Social Security isn't one of them." The AFL-CIO's ... industry trends, business articles and survey research
Reviewing Roth (1/17/08) --
The addition of a Roth option to the federal employee Thrift Savings Plan may be an attractive investment alternative to many participants, but it still may be a long ways off. Unlike traditional 401(k) plans, Roth plans tax investments initially, but not when participants withdraw their retirement dollars years later, allowing any earnings accumulated from the funds to be taken out tax-free. The option can be especially attractive for younger investors, who likely fall in a much lower tax bracket earlier in their careers than when they retire. Private sector employers have had the legal authority to offer Roth plans since Jan. ... industry trends, business articles and survey research
Before Your Time
Not everyone spends their entire career in the federal civil service. Some folks have worked in the private sector, others have served in the military and others have taken a break at some point to spend time at home with their children. So what happens when you are old enough for retirement, but you don't have a full career's worth of service? I recently received an e-mail from a reader named Jennie that got me thinking about this situation. Here's what she wrote: It seems that many of the questions and articles surrounding [Federal Employees Retirement System] benefits and benefit calculations are based on the ... market trends, news research and surveys resources
How the Federal Thrift Savings Plan (TSP) works
for most civilian federal employees relies on a tripod of income streams and the “legs” of that tripod are Social Security, the Federal Employees Retirement System (FERS) and the Thrift Savings Plan (TSP).  In many ways, the TSP is much like the private sector’s 401K plan and has similar rules regarding contribution limits and distributions. So who is eligible for the TSP?  There are two main categories of federal employees eligible to participate and those are civilian federal employees and members of the military including the Coast Guard .  The benefits available under the TSP depend on a ... market trends, news research and surveys resources


plan (401 defined contribution, 401 defined benefit, 457 or 403(b)), or (3) the Federal Employee's Thrift Savings Plan. If you need assistance in completing ... technology research, surveys study and trend statistics
GAO-03-400 Federal Pensions: DOL Oversight and Thrift Savings Plan ...
The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees, governed by the Federal. Retirement Thrift Investment ... technology research, surveys study and trend statistics
Employee Access - DoDEA | Human Resources Regional Service Center ...
The DoDEA Human Resources Servicing Center is continually evaluating and implementing new applications designed to improve customer service and enable employees to complete a variety of actions online. Some of these applications will be directed by the Department of Defense or the Office of Personnel Management, while others will be identified by DoDEA to support the unique nature of transactions needed for our employees. Over time the list of applications will change as applications are fielded and other applications are replaced, but the goal is always to improve the way our employees are supported. For more information on ...
Retirement Planning: Thrift Savings Plan Annuity, straight life ...
I'm a 46 yr.old female. My spouse is 66. I have been employed by the USPS for 21 years under the Federal Employee Retirement System(FERS).  I have saved $178,000 in my TSP(Thrift Savings Plan) I am about to have to retire early under FERS disability retirement.  I will not be able to live on the monthly retirement that I receive and so I am going to have to utilize my TSP for supplemental income. I want to maximize it. I've begun looking into the annuity option. Please note that I have no heirs and wish to leave NO inheritance. I only care about providing income for my spouse and myself until death. If I were ...
Personal Investment & Financial Planning Q`s: Thrift Savings Plan ...
Over 36 years experience - discretionary investment management, advisory service, stocks, bonds, mutual funds, annuities, IRA, Roth, 403(b), 401k, tax planning, tax preparation, retirement planning, tax reduction, life insurances. I hold five professional designations: QFP, CFP, RFC, ChFEBC, and Paladin Registered Advisor with a professional rating of five stars. Experience First deaf Certified Financial Planner licensee (, General Securities Registered Representative (Series 7)(http://www/, Registered Financial Consultant (, Registered Investment Advisor, Qualified ...