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Good loan officer Articles

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Loan officers put money into the hands of home buyers, business entrepreneurs, car buyers, and parents looking to send their kids to college. You'll talk through the basics of a loan with interested borrowers before they file an application. Once an application is in your hands, it's up to you to ferret out the crucial information about finances, such as income, credit history, and debt load. It's most common that loan officers specialize in an area of lending: commercial loans to businesses that, say, need new equipment; consumer loans for things like car purchases; or mortgage loans for home buyers. While ...
that is intended to cover a borrower's expenses until his or her next payday. The loans are also sometimes referred to as cash advances , though that term can also refer to cash provided against a prearranged line of credit such as a credit card (see cash advance ). Legislation regarding payday loans varies widely between different countries and, within the USA , between different states. Some jurisdictions impose strict usury limits, limiting the nominal annual percentage rate (APR) that any lender, including payday lenders, can charge; some outlaw payday lending entirely; and some have very few restrictions on payday ...
Top 45 Mistakes made when Seeking a Loan | Term Life
This is probably the biggest mistake in all domains, not only in finance. Many people use credit unions for loans, while others find good deals from their local banks. The key is to investigate all potential lending options, and by by this I mean ALL. I remember I used to read about every information related to this, including internet reviews for a whole year before taking the decision! Several sites, such as, and will help you make financing comparisons and calculate the best loan you can afford. 2.Not using an mortgage loan calculator: Not using an mortgage loan calculator ... market research, surveys and trends
Free Article Directory » Title Companies and Lenders – Is This ...
Does just hearing the words “manufactured home” or “mobile home” make you cringe? Are you tired of dealing with the Department of Housing and Community Development? Does your mobile home title work get kicked back even though you followed instructions exactly? Do you enjoy endlessly fighting with previous lenders for titles or lien satisfactions? How many hours of your life have you wasted standing in line at the DMV? Do your sellers really have titles? Are they still in some dead guy’s name from three sales ago? If you are a Title Company, the manufactured home may have never been transferred ... market research, surveys and trends


Wells Fargo reports 52% jump in earnings - SFGate
Wells Fargo & Co. reported a 52 percent jump in net income, reaping quick rewards from its acquisition of Wachovia Corp., but the San Francisco bank also boosted credit reserves in anticipation of mounting loan losses in the months ahead. The company said Wednesday that first-quarter net income reached a record $3.05 billion (56 cents per share), in line with the preliminary results announced two weeks ago that sent the stock soaring and fueled a broader Wall Street rally. Wells Fargo earned nearly $2 billion (60 cents) in the same period a year ago before it picked up its wobbling Charlotte, N.C., competitor on the cheap for ... industry trends, business articles and survey research
Banks continue to tighten credit card lending standards, Fed ...
Banks continue to make it harder for consumers to get credit cards, with about 16 percent of issuers reporting tightened credit card lending standards. The rate of tightening fell sharply in the third quarter of 2009, but lending standards remain far tighter than before the recession. Those are among the conclusions of the Fed's quarterly survey of senior loan officers released on Monday. The survey asked banking executives about changes to their institutions' lending standards for everything from mortgage loans to credit cards. When it comes to plastic, the report showed that issuers are still raising interest rates, ... industry trends, business articles and survey research
1910: James Huff Stout retires from senate
1985: Phone Home! "E.T. The Extra-Terrestrial" was a run-away box office smash in 1982. The film was nominated for eight academy awards winning Oscars in four of those categories. The timeless story of friendship and family (and space aliens) proved to be a touchstone for a generation. When this advertisement ran in the July 25, 1985 edition of The Dunn County News, Dunn County kids could re-connect with the loveable E.T. with a McDonald’s Happy Meal. By Chuck Backus For THE NEWS Sunday, July 18, 2010 2:10 PM CDT Wednesday, July 22, 2009 By THE NEWS With a slim majority agreeing that buying at home is worth about ... market trends, news research and surveys resources
Where Credit Is, and Isn't, Due
Dow Jones Reprints: This copy is for your personal, non-commerical use only. To order presentation-ready copies for distribution to your colleagues, clients or customers, use the Order Reprints tool on any article or visit  | WEDNESDAY, JULY 14, 2010 By RANDALL W. FORSYTH    MORE ARTICLES BY AUTHOR IF YOU'RE A BUILDER looking for a construction loan to build a house or a prospective buyer of that house applying for a mortgage, good luck getting a bank to stamp "Approved" on your application. But if you run a hedge fund that trades securities back by the mortgages on such ... market trends, news research and surveys resources


ARTICLE-buying verse building
If you have a good loan officer, they will be able to explain construction loans , closing costs, and what to expect when your home is in it's construction ... technology research, surveys study and trend statistics
FRB: Senior Loan Officer Opinion Survey on Bank Lending Practices ...
The Board of Governors of the Federal Reserve System, under delegated authority from the Office of Management and Budget (OMB), proposes to extend for three years, without revision, the Senior Loan Officer Opinion Survey on Bank Lending Practices (FR 2018; OMB No. 7100-0058). 1  This voluntary survey is conducted with a senior loan officer at each respondent bank, generally through a telephone interview, up to six times a year.  Consistent with the Senior Financial Officer Survey (FR 2023; OMB No. 7100-0223), senior staff at the Reserve Banks with knowledge of bank lending practices usually administers the ... technology research, surveys study and trend statistics
Afghanistan's Microfinance Industry: Off to a Good Start, but Big ...
Naseema, 36, fled to Kabul with her family in 1999 after the Taliban set fire to their village in northern Afghanistan. Like many residents of the mountainous country's northern regions, Naseema's family built a one-room shack in Kabul's mountains, where thousands of the city's poor live in illegal tenements. With missiles flying and violence showing no signs of abating, Naseema, like many others, ran the risk of being turned into an impoverished refugee in her own country. That was until Sharifa Hashimi, a loan officer for the microfinance institution (MFI) Ariana Financial Services Group, lent her $150 to ...
Buying or Selling a Home: loan, good faith estimate, fha loans
I am closing next week on my first home. I am getting a bit nervous after hearing "scary closing stories". I am getting an FHA loan. My loan officer said that I will not know the exact amount that I need for closing until the day of closing. Shouldn't the documents be ready for viewing the day before? I don't want any pressure or surprises on closing day. Even though I have spent a lot to get this together, I will forget it if the mortgage is not what I was expecting. Should everything be close to the Good Faith Estimate? About PMI, if it is not dropped automatically after 20% how can I insure that it is? I ...
Business ideas for small business and home business. Advice, start ...
Whether you are launching a business, event or a new product, you have to give the impression you know what you�re doing from the get-go. Otherwise no one is going to spend their hard-earned dollars with you. Here are ten ways you can create a professional marketing image on the cheap. 4 Secrets for Selling Value Instead of Price Are your customers worried about price and not seeing the value of your product or service? Here are four secrets that can help you sell on value so that price is no longer an issue. 10 Ways to Grow Referrals in Less Than 10 Minutes a Day While most businesses are spending enormous amounts ...