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The most recent data available from the National Association of Insurance Commissioners says the average cost of a homeowner's policy grew from $593 in 2002, to $668 in 2003 and $729 in 2004. Premiums also vary a great deal from state to state. In 2004 Texas had the highest average cost ($1,362), followed by Louisiana ($1,074), Oklahoma ($991), Florida ($929) and Mississippi ($907). Idaho had the lowest average cost ($448), followed by Utah ($473), Wisconsin ($483), Delaware ($488) and Oregon ($492). After the 2005 hurricane season we know insurers raised premiums and deductibles, while narrowing terms of coverage and ...
Most people refinance their mortgage loan when it is up for renewal from its term. Mortgage loans come in a variety of terms, anywhere from six months to 10 years at a time, amortized over 25 to 50 years. Each term of a mortgage loan is its own mortgage loan â meaning that you can change the mortgage loan type you have as well as the term when your mortgage loan renews. If your mortgage loan is up for renewal, itâs a good time to see if you can get a better interest rate on your new mortgage loan by shopping around. However, there are other times when refinancing your mortgage loan ... Read More
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