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Special Report on

Saving and Investing Smarts

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Trend: Smart grid technologies reduce wasted energy, which is increasingly attractive as the costs and trade-offs of building more power plants become known. Chris Nelder at Energy & Capital   describes how smart grids save energy and why smart grid technology has great potential. Link: Smart Profits on the Smart Grid It's not every day that you see an opportunity to get in on the ground floor of a whole new industry, but smart grid technology is just that. The "smart grid" term has come to encompass a whole array of different technologies, creating some confusion about exactly what it is. It ...
Buying Vs Renting A House - Money Smarts Blog
As much as I like real estate, I also like saving money, so I always perk up when I come across articles or postings comparing buying vs renting .  The real estate people in the crowd will say that buying real estate has numerous advantages (I’ve discussed many of them in previous posts) and that when you rent “you’re throwing money down the drain”.  It’s quite arguable that keeping a roof over your head is “money down the drain” so lets start there. I’m currently paying $500 / month for a room in a house (which I share with two other tenants).  This covers all utilities and ... market research, surveys and trends
Best of Money Carnival #57
This week the carnival saw over 60 article submissions so it took me an extra day to narrow things down to the top 10.  Apologies for publishing a day late, but as promised… here is your top 10 America.  Read, learn, and act!  Madison DuPaix brings us Bill Includes New Student Loan Forgiveness Program on My Dollar Plan After 20 years of consistent, on-time payments, a student’s loans will be forgiven. Furthermore, public service workers (teachers, nurses, military service) will have debt forgiveness after 10 years. This article looks at key points of the student loan reform included in the new health care bill. Mr. ... market research, surveys and trends


Citi Survey Finds Young Women of “Me Generation” Focused on Money ...
finds the economic downturn has reoriented financial priorities for women, particularly young women aged 18 to 39. The survey also found that while all women generally judge their financial situation to be similar now to six months or a year ago, they are cautiously optimistic about the future. Women are saving more, reducing their level of debt and beginning to feel more comfortable about their financial condition, compared to September of 2009. “The survey findings show that women overall appear to be well prepared, both mentally and financially, coming out of the depths ... industry trends, business articles and survey research
Facts on Saving and Investing - THE FACTS ON SAVING AND INVESTING ...
America's Youth Lacks Financial Smarts. .... influenced the spending of an additional $47 billion in family money. 12. That's a total of $141 billion. ..... includes business and government saving—was “17.3 percent in the third ... industry trends, business articles and survey research
Send Robin Hood Packing
“If ye love wealth better than liberty, the tranquility of servitude than the animated contest of freedom, go from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains sit lightly upon you, and may posterity forget that you were our countrymen!” – Samuel Adams By Rebekah Rast on August 20th, 2010 Robin Hood Memorial in Nottingham near the castle (Source: Wikimedia Commons) By Rebekah Rast Americans for Limited Government Robin Hood might be seen as a hero to the poor, but for those with money, he is a menace.  Stealing from the rich to give to the poor is not the way a ... market trends, news research and surveys resources
Hellenic News of America
“IF I�M SO SMART… WHERE DID ALL MY MONEY GO?” by renowned venture capitalist Doug Warshauer, takes a different approach to getting on solid financial ground in order to achieve lasting wealth… Chicago, IL, August 18, 2010 - These tough economic times have people wondering why they can�t seem to make ends meet, why they aren�t able to put money into savings, and how they are going to save for retirement or a college education for their children. While many people have good salaries and the nice cars and beautiful homes that go with it, they still cannot set aside money for savings or an investment account. market trends, news research and surveys resources


smarts,” such as: 75% of Americans don't feel well-informed ... saving and investing for retirement, and their awareness of risk and the importance of ... technology research, surveys study and trend statistics
Secretary of State : Securities Division: Teacher Resource Page
Secretary of State Todd Rokita's Indiana Investment Watch program is dedicated to increasing financial literacy in Hoosiers of all ages. An important part of that mission is supporting teachers who incorporate personal finance in their classroom by hosting professional development workshops and providing financial literacy curriculum and resources. Listed below are some of those resources. For more information, or to sign up for periodic email updates from the Secretary of State's office, contact Melanie Woods at 317-233-3985 or . Be sure to check our calendar of events for upcoming workshops and events! technology research, surveys study and trend statistics
Links: CEFE
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How can I pay off my student loans quickly and safely?
The average college student graduates with almost $20,000 in student loans. While this is a daunting sum, it is still possible to build wealth even while paying off student debt. But earning the degree and paying for the degree require two different kinds of smarts. In fact, some students may be better off not taking their parents' advice on how to get out of debt. Unlike most types of debt, student loans are usually best when paid as slowly as possible. Almost all debt is bad debt. But, there are two important exceptions to this rule: home mortgages and student loans. Diligent savers can use these types of debt to their ...
I want to become an investor, what do I need in order to do that ...
Being a long-term investor is all about planning for the future. A little bit of effort over a long period of time can pay big dividends. Long-term investing tends to be for expensive things like retirement or a child's college education. Most families will save for both. You can boost your long-term investments with tax-sheltered savings plans. Outline your goals and time horizon. Clearly laying out what you are saving your money for will motivate you to do it. Time horizons for the long-term investor are 10 years or more. Saving for a child's college education can be 18 years or more. Saving for retirement ...