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Special Report on

The Pensions Crisis

the pensions crisis special research report Photo by
Changes to pension legislation in 2012 will revolutionise the balance of responsibility between company and employee. Ian Bird, principal partner at financial advisory firm Foster Denovo , explains what companies need to consider now. Pension schemes are in shortfall, even among FTSE 100 companies, and millions are still under-saving for their retirement. Research we commissioned from YouGov recently revealed that more than a third of adults in the UK do not have a personal or company pension plan in place. The personal accounts scheme is the government’s long-term answer to the current pensions crisis. Personal accounts ...
some argue that there is a severe crisis, which requires radical reform (such as significant benefit cuts, tax hikes, or Social Security privatization ), while others argue that there is no problem or a minor problem .
Half-time team talk for Labour leadership candidates | Left Foot ...
Now for a half-time team talk for the Labour leadership campaign teams: “You are out on your feet and fear of making a mistake is encouraging you to play it safe.” Candidates and campaign managers spent enough time with each other travelling the country and in Labour’s sweaty war room during the general election, but the pep talk has a familiar ring to it: “Stay focused. It’s a marathon not a sprint. Just 44 more hustings to go.” But the truth is, Labour’s leadership election is only the political equivalent of the semi-final. The crowd of political commentators are beginning to jeer the candidates’ lacklustre performances at ... market research, surveys and trends
Two More Unions Do The Smart Thing: Will CCPOA AND SEIU Follow ...
between the administration and four other unions, this means employees will contribute 5 percent more to their retirement funds and gain an unpaid leave day each month.  Newly-hired employees will also have to work longer to receive their full retirement benefits.  These are not devastating sacrifices, or even tough changes.  They are just slight, common sense modifications to the current system that will save the state a great deal of money in the long run.  As Schwarzenegger has done a tremendous job highlighting, California's pension system has spiraled completely out of control over the last 10 ... market research, surveys and trends


The Pensions Crisis - Management-Issues
Employees across the world are growing increasingly pessimistic that they will have a financially secure retirement despite a backdrop of global economic recovery and rising capital markets. There is also a widely-held belief that governments and employers are not doing enough to ensure retirement security. Britain's pensions crisis has been described as a great a threat to society as terrorism or global warming and like other Western economies, it is something that could affect the shape of the economy for decades. But with public trust in both public and private pension provision disappearing, what can societies do to ... industry trends, business articles and survey research
spiked-essays | Essay | Ageing and the 'pensions crisis'
Adair Turner's long tussle with the arcane British pensions system invites comparison with undertaking an arduous military campaign. However, rather than 'coming, seeing and conquering', in Julius Caesar fashion, Turner, came, saw, and... failed to follow through with the fight. Turner showed no reticence in coming to the issue. He accepted the government mandate to undertake a pensions savings enquiry three years ago and, along with the other two members of the Pensions Commission, engaged with a huge amount of material during that time. His commission has produced two reports totalling 1,300 pages, providing a ... industry trends, business articles and survey research
Tax move will make pension crisis go from bad to worse
You can blame who you like but the bottom line is that private pensions are in a crisis, a severe crisis that shows no signs of abating. If anything, matters are getting worse. And you will struggle to find any real understanding of the problems of private pensions among those who sit around the cabinet table. Take the recent framework document on pensions issued by the Government in March and supposed to resolve the pensions issues for the next generation. The document sets out state policy on pensions for the next few decades. But when it comes to company or defined benefit pensions the framework document makes only a cursory ... market trends, news research and surveys resources
One million face higher pension fund contributions
workers are being hit by massive investment losses and must foot the higher cost of funding pensions because people are living longer. They are also suffering due to huge risks being taken in investing their pension contributions, which have left a €30bn hole in company pension schemes alone. And middle-income earners also face the threat of lower tax relief, which will push up the cost of their contributions. Three out of four company pension schemes are now in deficit, with large numbers being wound up every month. And workers have been warned that their retirement income will be nothing like what they had expected. This ... market trends, news research and surveys resources


The pensions crisis has typically been associated with public PAYG pension schemes, ... of the pensions crisis they are a device for cutting the rate ... technology research, surveys study and trend statistics
HR 2830 does not solve the pension crisis facing millions of ...
H.R. 2830 does not solve the pension crisis facing millions of Americans and further jeopardizes the financial and retirement security of workers and ... technology research, surveys study and trend statistics
The media warn of an impending pension crisis. There is a crisis when .... acknowledge that the pension crisis is above all a failure of public ...
  1. profile image KOSEUnion Trumka: sadly public sector workers are blamed for the economic mess. Your diminishing pensions and low pay didn't creat this crisis!
  2. profile image ExpatSIPP EUROPE’S PENSIONS ENVY, ANGER AND DISHONESTY AND IDEAS TO FIX IT ALL: the Herculean task of fixing the continent’s pensions crisis.
  3. profile image DidsburyFP Another report about the pensions crisis which is on the horizon
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What is you the biggest personal finance challenge facing your ...
The decline of savings rates (not interest, but the amount of people who fail to save their money as previous generations have). Everything is so easy - easy credit, easy ways to shop - but no one saves money anymore! We've become a debtor nation! It's just wrong in so many ways. 10 months ago 0% 0 Votes Member since: August 29, 2007 Total points: 21743 (Level 6) People borrowing money they don't have to buy things they don't need to impress people they don't like. And thinking it's OK. 10 months ago 0% 0 Votes Member since: June 08, 2009 Total points: 6134 (Level 5) The ...
How successful will the usps food drive be?
The U.S. Postal Service asked residents to leave bags of non-perishables next to their mailboxes, all to be delivered to local food pantries. Local letter carriers said the response was great, and while the extra bags do get heavy, they said the task brings humility. "Most people give nothing but many people are very generous and a lot of people that I know actually go out to the grocery stores and make a special trip and fill up the grocery bags," said USPS letter carrier Dave Lunde. Madison carriers said that in case any people forgot to put their donations out, they will still accept bags on Monday.  by ...