Special Report on
The Thrift Savings Plan
The Thrift Savings Plan - Trends
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Federal civilian employees and members of the armed forces have available to them an important 401k-like retirement savings program called Thrift Savings Plans. As of 2010, federal employees may contribute up to $16,500 annually ($22,000 if they are age 50 or above) to their Thrift Savings Plan. Among the benefits of the program are the following: 1. Employer contributions In addition to their own contributions, some federal employees also receive employer contributions into their Thrift Savings Plan. Members of the armed forces are eligible for employer contributions if they serve for six years of active duty in a specialty ...
A 401(k) plan is an employer-sponsored retirement plan. It is one of the most popular retirement planning methods in the United States as it allows workers to save for retirement while deferring income taxes on the saved money and earnings until the funds are withdrawn. In the most common plans the taxpayer can choose from a number of investment options, that usually combines mutual funds, bonds, or money market investments. Roth IRA The word IRA stands for individual retirement account. The distinguishing characteristic of a Roth IRA is its favorable tax structure. Contributions to an ... Read More
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