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Special Report on

Financial Regulation Law

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While median family income in the United States fell for over a decade prior to the beginning of the recession that started in late 2007, per capita incomes continued to grow during that time period. From 2000 to the beginning of 2008, American per capita GDP, after adjustment for inflation, grew at a decent pace at about 1 ½ percent per year. Per capita real consumption of both durables and non-durables, an important measure of the real incomes of individuals, also grew at a good rate until the recession. These measures suggest sizable improvements in the welfare of the average person during most of this decade, yet the ...
countries where most countries have only one bank regulator. In the U.S., banking is regulated at both the federal and state level. Depending on a banking organization's charter-type and organizational structure, it may be subject to numerous federal and state banking regulators. Unlike Japan and the United Kingdom, where regulatory authority over the banking, securities and insurance industries is combined into one single financial service agency, the U.S. maintains separate securities, commodities, and insurance regulatory agencies (which are separate from the bank regulatory agencies) at the federal and state level as well.
RealClearMarkets - Racial, Gender Quotas in the Financial Bill?
WASHINGTON - What one finds when reading congressional legislation is invariably surprising. Take the Dodd-Frank financial regulation bill, for instance, which was created by merging Senate and House bills. When the Senate returns from recess one of its first actions will be to vote on the bill, which passed the House on June 30. I was searching the bill for a provision about derivatives. What did I find but Section 342, which declares that race and gender employment ratios, if not quotas, must be observed by private financial institutions that do business with the government. In a major power grab, the new law inserts race and ... market research, surveys and trends
New Financial Regulations in the Wall Street Reform Law
The media are calling these new regulations, passed by the House and the Senate and awaiting President Obama’s signature, the most significant reform of the financial industry since the Great Depression. It looks to tighten the reins on a industry that helped cause the recent recession. The law, whose formal name is the Restoring American Financial Stability Act of 2010 (H.R.4173), is designed to protect consumers, corporations, and the economy as a whole.Here are the major provisions contained within the law. The Consumer Financial Protection Bureau will exist inside the Federal Reserve. This organization will advise the ... market research, surveys and trends


The Becker-Posner Blog
The Bush Administration, especially in the person of Vice President Cheney, had an expansive view of presidential authority. It was articulated as an interpretation of the Constitution, in particular Article II, which is about the presidency. Truman similarly took an expansive view of presidential authority when he seized the steel industry during the Korean War, but the seizure was overturned by the Supreme Court. (The Bush Administration had a mixed record in the Supreme Court in defending its expansive view of presidential authority, which centered on antiterrorist policy.) Clinton used administrative regulation to try to get ... industry trends, business articles and survey research
The Financial Regulation Law—Posner's Comment - The Becker-Posner Blog
I agree with Becker’s criticisms of the new law (not quite a law yet—it has not been passed by the Senate, but I am guessing it will be, because an ignorant public demands action). It’s a monstrosity, and a gratuitous one, as there is no urgency about legislating financial regulatory reform. The financial regulatory agencies have ample, indeed essentially plenary, authority over the financial industry; and because they were asleep at the switch when disaster struck, they are now hyper-alert to prevent a repetition of it. Indeed, bank examiners have become so fearful of condoning risky banking practices that they are making it ... industry trends, business articles and survey research
OUR OPINION: Finance bill uses fiscal crisis, doesn't solve it
Let’s hope they’re right. Come to think of it, let’s hope we never find out if they’re right. And while we’re hoping, let’s hope Dodd-Frank doesn’t cause the thing it’s supposed to prevent by smothering the financial system in regulation and red tape. Only three Republican senators — including Olympia Snowe and Susan Collins of Maine — voted for the bill. We don’t question the sincerity of Snowe and Collins in backing a bill they believe will benefit their constituents; but our senators’ support of it has not persuaded us that this is a good bill. The ... market trends, news research and surveys resources
'Stimulus Now': Economists Including Joseph Stiglitz, Alan Blinder Call For ...
An overemphasis on breakthrough inventions can obscure the fact that most of the energy technologies we need already exist. Developing a clean-energy economy is not about gadgets, but new policies. Sen. Ted Kaufman: The Wall Street Reform Bill: How Much Did We Lose Getting to 60? The financial reform bill places enormous responsibilities and discretion into the hands of the regulators. Its ultimate success or failure will depend on the actions and follow-through of these regulators for many years to come. Miles Mogulescu: Republicans Like High Unemployment and Short Unemployment Benefits Unemployment benefits are one of the most ... market trends, news research and surveys resources


New Governance and Financial Regulation, Law & Society Ass'n Annual Meeting, Denver, CO. May 29, 2009. Three or Four Models of Financial Regulation, ... technology research, surveys study and trend statistics
H. R. 4173
Sec. 1007. Applicability of certain Federal laws. Sec. 1008. Oversight by GAO. Subtitle B—Prudential Regulation of Companies and Activities for Financial ... technology research, surveys study and trend statistics
Georgetown Law - Securities and Financial Regulation
Located within blocks of the Securities and Exchange Commission (SEC), the Law Center offers a unique advanced degree in Securities and Financial Regulation. Beginning with core courses dealing with activities regulated by the SEC, the curriculum also includes courses addressing the commodity futures markets, the mutual fund industry, banks and insurance companies, financial accounting and reporting, corporate finance, corporate governance, financial derivatives, project finance, securities litigation, mergers and acquisitions, and venture capital and technology transactions.  Adjunct faculty drawn from the SEC and other ...
  1. profile image Zoopolitics The president is expected to sign the Financial Regulation Reform bill into law this week. See how your...
  2. profile image dayunirma Bisa buat judul thesis ndak? Tentir dong RT @bmartawardaya: Highlight of financial regulation law in US (cont)
  3. profile image bmartawardaya Highlight of financial regulation law in US . Indonesia need at least d consumer protection & transparancy part
"The UK needs an usury law" - What are your views? | LinkedIn ...
One of the root causes of the recent financial crisis, and a fact that disgraces a reputable market place such as the UK, that tries to attract investors and businesses from all over the world, is the absence of an usury law. An usury law is in fact a law every civilised society should have in place, and ignoring to establish one means that the government is failing to protect consumers from extortion – a key responsibility of any government and clearly one whose execution is long overdue in Britain. TV ads boldly advertise with interest rates of “Typical 2689% APR” (Wonga) – clearly targeted at the ...
Once the financial regulatory bill is law, will banks become more ...
The certainty that will come from the passage of financial reform is not going to hurt. It is not a deciding factor that will drive new commercial construction. The driving factor will be supply and demand. If commercial builders can find projects that can generate positive NPV with relatively low risk - then they will start hustling for new construction loans. Given that hotel business is highly sensitive to economic cycles, a sustained economic recovery will help tourism as well as business travel. Casinos are also sensitive to economic cycles, but not as much since this business has a gambling flavor to it, and gamblers have ...