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Installment sale definition
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Land contracts were very popular in the late 1970s and early 1980s. Back then, installment sale contracts, sometimes called contracts for deed, offered more attractive financing terms over the higher rates and rigid qualification standards of institutional lenders. Land contracts began to disappear when loan requirements softened and rates dropped below 8%. But they have not vanished all together and, in fact, tiptoed back into the market in 2006. Land contracts or contracts for deed are a security agreement between a seller, called a Vendor, and a buyer, called a Vendee. The Vendor agrees to sell a property by financing the ...
The story you are about to read has all the ingredients to make you cheer, applaud and cry. Yes, it’s an estate planning story. But more than that, it’s an inspiring story of one man’s courage. Webster’s dictionary defines courage as the “ability to conquer fear or despair.” The hero – let’s call him Mr. Courage – of this story is a real-life perfect example of that definition. Mr. Courage, a long-time reader of this column, called and asked me to do his estate plan… quickly. “Why quickly?” I asked. He replied, “Because I have cancer.” The doctor would not (or maybe could not) give an ... Read More
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