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"Not Paying the Mortgage, and Not Even Worrying." That’s a recent headline describing the approach of some underwater homeowners to their mortgage problems. An increasing number of borrowers who can afford their monthly payments have been opting to "strategically default" on their mortgage debt because the mortgage far exceeds what the home is worth. A recent report indicates that around 12 % of all mortgage defaults fall into the "strategic" category. It’s even suggested that this attempted escape from mortgage debt is becoming socially acceptable. For desperate homeowners convinced they are going to lose their home ...
(b) is attested to be personally known to the notary public or identified by the notary public through competent evidence of identity as defined by these Rules; and (c) represents to the notary public that the signature on the instrument or document was voluntarily affixed by him for the purposes stated in the instrument or document, declares that he has executed the instrument or document as his free and voluntary act and deed, and, if he acts in a particular representative capacity, that he has the authority to sign in that capacity. SEC. 2. Affirmation or Oath. - The term ... Read More
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