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Special Report on

Lien vs judgement

lien vs judgement special research report Photo by
I'm wondering where I'd look to find out this information. Also, what is the difference between a judgment and a lien? State law, as well as local practice, typically differs with respect to the creation of a judgment lien. However, the actual mechanics of creation of a lien are usually similar. The judgment creditor first perfects the judgment and then tries to get the judgment debtor to "voluntarily" satisfy the judgment. If the judgment debtor fails to voluntarily satisfy the judgment, a judgment lien can be created against the judgment debtor's property. To create a judgment lien against real ...
can grant the borrower the equitable right of redemption if the borrower repays the debt. While this equitable right exists, the lender cannot be sure that it can successfully repossess the property, thus the lender seeks to foreclose the equitable right of redemption. Other lien holders can also foreclose the owner's right of redemption for other debts, such as for overdue taxes, unpaid contractors' bills or overdue homeowners' association dues or assessments. The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property ( ...
Why Selling Your Minneapolis Duplex At The Sheriff's Sale Doesn't ...
When I suggested it would be in his best interest to try to market the property as a short sale, he told me the property was already sold. I was surprised to hear this, so I probed a little further, asking how he’d managed to get it sold and where he found a buyer. His answer? At the sheriff’s sale. While we’ve all watched late night infomercials suggesting buying property at a sheriff’s sale at a deep discount, that’s not the case here. In Minnesota, sheriff’s sales are usually conducted when a lien has been placed against a property in the amount of a judgement.  When a duplex owner falls ... market research, surveys and trends
Should I file Bankruptcy in my current financial situation?
The highest paying job I had before 5 years on college has been at .00 an hour where I worked for 2 years before getting laid off. Ever since, I have not been willing and able to get a really good paying job with my degree. Here are my debts: ,000.000 (and rising) to the IRS. before I bought my home, the IRS stopped working with me and everything became some threats with them answering every question with "I see you have a home, we don’t have to work with you-we can simply put the tax lien against your home) which they did. I’m desperate to get from under this debt and I have heard stories about people making ... market research, surveys and trends


Seeking to Avoid a Deficiency Judgment - Real Estate Q&A Blog ...
I am trying to sell a home I own on Long Island that is not my primary residence. (My mother lives there while I pay most of the mortgage.) Does this disqualify me from protection against a deficiency judgment in what looks like an inevitable short sale? Steven Einig, a Manhattan lawyer who specializes in foreclosures, said that the letter writer seems to misunderstand the difference between “deficiency judgments” and “short sales.” A deficiency judgment, Mr. Einig said, is a court order that a lender may obtain after the lender has foreclosed on a mortgaged home but receives less at a foreclosure sale than the outstanding ... industry trends, business articles and survey research
California Guard Card Articles - Page 1 -
At present there are various print companies who are claiming that they are following the activities and rules of green or eco friendly printing. But the fact is only 5 % are true in their claims and following environmentally friendly business practices. Accordingly it is wise to not believe such claims unless you are made clear that they are members of Forest Stewardship Council (FSC) which endorses for forest conservation and a lot more. It is certifications which use to provide ... Tags: California Printing , California Printer , CA Printing , By: same | - If you are looking for a career in the security guard industry, you ... industry trends, business articles and survey research
Defendant Branch Banking and Trust Company ("BB&T") appeals the order of the Bankruptcy Appellate Panel ("BAP") ruling in favor of Plaintiff Robin Browning Brock, Trustee. The BAP held that because perfection of BB&T's security interest did not occur within 20 days of the Debtor's receiving a new pick up truck secured by BB&T, the enabling loan exception of 11 U.S.C. § 547(c)(3) was not available to protect BB&T's interest from avoidance as a preferential transfer. Having received the Kentucky Supreme Court's response to a question we certified regarding when a vehicle lien becomes ... market trends, news research and surveys resources
Ask Jonathan - Student Loan Debts
Q: I didn’t pay my student loans. My $20,000 in student loans is now up to $90,000. I am on unemployment. What is going to happen? A: This is a tough situation for people. You go to school and borrow money with the expectation that you will be able to pay it back when you get a job. And when the economy goes south, many people lose the ability to pay their student loans. So, what do you do? Unlike credit cards or personal loans, student loans generally are not dischargable in bankruptcy. That means you cannot get rid of the debt solely by filing for bankruptcy and moving on with life. You are going to have to pay them back. market trends, news research and surveys resources


The Effect of Non-conscious Perception of Frequent Stimuli on ...
jugement de crtdibilitt port6 sur des phrases affirmatives sans lien. a .... judgement is independent of recognition. This claim relies on the hypo- ..... The effect of face type (public = 9.62 vs. unknown = 6.57) was found ... technology research, surveys study and trend statistics
How do I collect on a judgement
to the parties. The losing party, the Debtor, has thirty (30) days to pay the Judgment.  The winning party, the Creditor, should first contact the losing party, the Debtor, to attempt to collect the judgement.  If the Debtor fails to pay, the winning party, the Creditor, may take steps to collect or execute the Judgment including:   In some instances, you may not be able to collect on a judgement.  These include if a judgement debtor has filed for bankruptcy or if the judgement debtor has filed an appeal and has stayed the judgement . SEIZING PERSONAL PROPERTY OR ASSETS: An execution issued out ... technology research, surveys study and trend statistics
Enforcement of Judgment
creditors collect debt through use of the judicial process.  We offer a brief introduction to that process and two problems illustrating its use ( Problem.Enforcement of Judgment.1 and Problem.Enforcement of Judgment.2 ).       The unsecured creditor, whether consensual (e.g. by agreement) or non-consensual (e.g. by tort), may not simply grab a debtor's money or other property in satisfaction of debt. Such self-help would be conversion, subjecting the creditor to tort liability. Instead, absent an agreed resolution, the creditor must sue the debtor for a money judgment and, once judgment is ...
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Judgement lien on a short sale/bankruptcy? - Yahoo! Answers
I am in the process of buying a short sale and sellers lenders have approved a pay off. We were getting ready to close when the title company found a judgement lien on the house from a car company. Obviously we can't get the title until the lien is removed. Since the sellers filed bankruptcy what are the chances that they can file a lien avoidance and a judge will remove the lien from the house so we can legally purchase it? Member since: May 19, 2007 Total points: 35373 (Level 7) Badge Image: A short sale is always delayed. Your real estate agent, the seller's agent, the seller's lender, and the title ...
Creditors and Bankruptcy: judgement vs bankruptcy, bankruptcy ...
QUESTION: I need help...I have 5 credit cards and I owe appx 63K between all of them. I have perfect credit but now some of the cards are going to go from 0% to 21%...I can not make all these payments anymore. I am a disabled vet and get only VA disability and SS disability. I just opened a new account at another bank to get my checks direct deposited and the other bank I use for bill pay and always have. Is there any advise on filing bankruptcy or do nothing since I am basically judgement proof. I live in AZ and I have a house but I owe alot more than it is worth and the same with the cars Please advise Rick ANSWER: Hi Rick, ...