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Mortgage legal definition of mortgage
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A home buyer or builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank , either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. In many countries, though not all ( Iran and Bali, Indonesia are two exceptions 1 ), it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In ...
GREENWICH FINANCIAL SERVICES DISTRESSED MORTGAGE FUND 3 LLC, and QED LLC, on Behalf of Themselves and All Others Similarly Situated, Plaintiffs-Appellees, v. COUNTRYWIDE FINANCIAL CORPORATION, Countrywide Home Loans, Inc., and Countrywide Home Loans Servicing LP, Defendants-Appellants. Docket No. 09-3660-cv. Argued: Feb. 11, 2010. -- April 20, 2010 Before: LIVINGSTON and LYNCH, Circuit Judges, and STANCEU, Judge.* David Grais (J. Bruce Boisture and Owen L. Cyrulnik, on the brief), Grais & Ellsworth LLP, New York, NY, for Plaintiffs-Appellees.Matthew Shors (Walter Dellinger, Irving L. ... Read More
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