Special Report on
The Chattel Mortgage Loan Business
The Chattel Mortgage Loan Business - Trends
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JCF Lending Group is an A paper lender and we require good to excellent credit. Currently, our minimum credit score for purchase financing is an Equifax 660, straight refinance Equifax 660 and cash out or consolidation requires an Equifax score of 700+. Mobile Homes 1970 - 1975, in California only, requires an Equifax 700, for both purchase & refinance. JCF primarily uses Equifax Credit, but may also use Experian and Trans Union. We will look at lesser scores on a case by case basis. In all situations, you must have a minimum of 4 years of credit history in order to qualify for a mobile home mortgage. There are no ...
The condo hotel trend has been much ballyhooed, so why are lenders still sitting on the fence when it comes to consumer mortgage financing? Visit Here Now http://chittagong-guide.blogspot.com Here are three simple reasons: 1.) The secondary markets (FNMA, FHLMC) have not seen enough condo hotel paper to grade the risks/rewards of this proportionately new asset class. 2.) Condo hotel is somewhere between a commercial hotel loan and a residential second home/investment property consumer mortgage, so they don’t fit neatly into existing portfolios/guidelines. 3.) The yield/interest ... Read More
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